Online benefit exchanges are expected to rapidly replace traditional purchasing methods for both employers and individuals. This trend is fueled by advances in technology and recent standardization of product rules.

Exchanges come in many shapes and sizes, and we offer a wide variety of private solutions.

Direct to Consumer Exchange (DCX)

We provide comprehensive health insurance for individuals, children, and families through an online marketplace open 24/7. The many Floridians who do not qualify for subsidized health insurance can purchase comprehensive healthcare coverage through private market channels like us. Our decision-support tools can help predict the true cost of health care by calculating anticipated out-of-pocket costs in addition to insurance premiums. Licensed agents are available during regular business hours for shoppers who have questions. To learn more, contact us »

Small Employer Exchange (SEE)

Manage the healthcare needs of your small business with SEE from Florida Health Choices. Small employers can select from leading small group health insurance providers as well as ancillary products to provide group coverage for eligible employees. Contact us to learn how your small business can obtain a customized private exchange accessible 24/7 with defined contribution options and support tools. To learn more, contact us »

Association Private Exchange (AEX)

AEX is a newer form of exchange first introduced in Florida in 2014. Offer your membership access to a valuable benefit, streamline the user experience, and improve the take-up rate for offered products with easy shopping and check-out functionality. To discuss the best option for your association and learn the how revenue sharing or product endorsement can enhance your member offerings, contact us »

Florida Employer Exchange (FLEX)

Help control employer benefit costs and increase worker engagement in health care choices with our FLEX exchange for employer groups. It provides a comprehensive employee benefits management platform and is designed around the emerging strategy by employers to shift away from the defined benefit model to the defined contribution model. This trend is fueled by advances in technology and recent standardization of product rules and provides advantages to both employers and their employees. To learn more, contact us »

Agency Private Exchange (APEX)

Expand your agency’s online presence and help improve your position in this highly competitive market with a custom-branded private exchange by Florida Health Choices. Exchange platforms can be expensive to build and operate, especially on a small scale. Usually the domain of large, multi-state brokers with the financial resources to develop their own, Florida Health Choices works with Florida insurance agencies of all sizes to establish custom-branded private exchanges. To learn more, contact us »