Category: Open Enrollment

Shopping for Health this Holiday Season

The holidays are fast approaching, and there’s one must-have for every shopping list: health insurance. To help you navigate the process, I’ve compiled a list of the four things you need to know when choosing and enrolling in a health plan. If you are looking for a health plan for yourself, your children, or the whole family that will start providing coverage on January 1, you have until December 15 to enroll online or over the phone. Your health plan selection is important and deserves time for consideration, so start early and don’t wait until the last day to enroll. If you don’t enroll by…
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Seven Tips For the Health Insurance Open Enrollment Period

If you experienced any surprises with your health insurance over the past year – for example, you discovered that your doctor wasn’t part of the network or your deductibles were too high to handle – open enrollment is your once-a-year opportunity to make a change. Even if you liked your coverage during 2015, it’s a good idea to shop because you may benefit by switching plans. I hear from Floridians every day who are daunted by the task of selecting health insurance. Florida Health Choices is here to provide consumers with effective ways to navigate open enrollment. We recommend you follow these seven simple tips for…
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Open Enrollment 101

For many Floridians, selecting a health insurance plan seems more complicated than ever. With Open Enrollment right around the corner, it’s important to be prepared. The team at Florida Health Choices has compiled useful information to help families, individuals, and licensed professionals better understand their health insurance options. What is Open Enrollment? Open enrollment is the once-a-year period when Floridians are given the opportunity to shop and enroll in health care coverage. This year’s open enrollment begins November 1, 2015, and ends January 31, 2016. If you have insurance through your employer, the open enrollment period can vary. Why Do I Need to Shop for Health…
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What the Heck is an Exchange?

I received an email this week wherein the writer asked for help understanding what a health insurance exchange is, specifically, the differences and similarities between state, federal and private exchanges. My answer was “it depends on who is asking and who is answering.” The word exchange has been bandied about in many circles, by many different people, and with great frequency since the Patient Protection and Affordable Care Act was signed into law in 2010. Most of us act as if we know exactly what it means when, in actuality, the meaning is determined by the person using the term…
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Affordable Care Act: Open Enrollment 2014

Recent court rulings in Washington, D.C. and Virginia will make the upcoming open enrollment period in Florida and 35 other states that opted to allow the federal government to run their exchanges more interesting. The issue in question is whether a federally operated exchange can grant tax credits that are intended to make the purchase of Obamacare coverage affordable for those that qualify. I am not an attorney so don’t expect me to give a legal analysis of the various claims and rulings. But the next open enrollment period at healthcare.gov starts November 15 and no attorney I’ve talked to…
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