Category: Employer-Based Coverage

Seven Tips For the Health Insurance Open Enrollment Period

If you experienced any surprises with your health insurance over the past year – for example, you discovered that your doctor wasn’t part of the network or your deductibles were too high to handle – open enrollment is your once-a-year opportunity to make a change. Even if you liked your coverage during 2015, it’s a good idea to shop because you may benefit by switching plans. I hear from Floridians every day who are daunted by the task of selecting health insurance. Florida Health Choices is here to provide consumers with effective ways to navigate open enrollment. We recommend you follow these seven simple tips for…
Read More »


What the Heck is an Exchange?

I received an email this week wherein the writer asked for help understanding what a health insurance exchange is, specifically, the differences and similarities between state, federal and private exchanges. My answer was “it depends on who is asking and who is answering.” The word exchange has been bandied about in many circles, by many different people, and with great frequency since the Patient Protection and Affordable Care Act was signed into law in 2010. Most of us act as if we know exactly what it means when, in actuality, the meaning is determined by the person using the term…
Read More »


Employer-Based Coverage: Where is My Crystal Ball?

A rumble of conversation seems to be growing around the topic of employer-based health insurance. Not that there is agreement among the conversers, but surely the Affordable Care Act is having an impact on the employer group markets – large and small? Let’s see how the following influences your thoughts on the subject: By the numbers – A study called “Why Not Just Eliminate the Employer Mandate?” was recently published by the Urban Institute. One of its conclusions about the employer mandate in the Affordable Care Act (ACA) is that it won’t be very helpful in increasing overall insurance coverage…
Read More »


CHIP On or Off the Block?

Federal funding for the Children’s Health Insurance Programs (CHIP) will dry up September 2015 unless Congress appropriates funds to continue the popular health care program for kids. Administered by the states with a generous match rate, state and federal CHIP funding combined cover about 8 million children nationwide. In Florida, 287,000 children are covered through a multi-program, multi-agency program known as Florida KidCare, the cognomen for the state’s CHIP program. A bill was filed recently by Senator Rockefeller that would extend federal funding for CHIP until 2019. With implementation of the Affordable Care Act, will federal funding continue and are…
Read More »



For other requests, please email us at info@myfloridachoices.org